Featured UK Startup: KASKO

Combining the best of the insurance and digital worlds, KASKO is a London-based startup catering to both insurers and digital businesses through their ‘InsurTech as a Service’ offering. With cost effectiveness, flexibility, and speed as their top priority, KASKO has been helping insurers and their partners to design, launch, and scale fully functional insurance products. 


Company name: KASKO
Founders: Nikolaus Sühr and Matthew Wardle
Based in: London
Launched: 2015


Q: In simple terms, what does your startup do? 

Nick: At KASKO, our “InsurTech as a Service” offering allows insurers to design and scale digital insurance products from within our platform—meaning: they do not have to reprioritise internal IT capacity. In essence, we can design, build, test, tweak, launch, and manage new offerings in around six weeks; traditionally, this would take around 18 months. The various modules we offer include a white-labelled customer journey, digital quote-offer-bind, issuing policy documents, taking payments, policy administration, and capturing first notification of loss (FNOL). As the platform is open, it can also be used to test third-party solutions in the market.


Q: What problem/s do you seek to solve or help? 

Nick: A major element that prohibits traditional insurers from offering the right product, at the right time, in the right place is IT spend. Our platform massively decreases the issues of time, flexibility and, in the end, cost. 


Q: Are you funded and how?

Nick: We have raised £2.5m from business angels and a VC to date. 


Q: What were you doing before you started KASKO?

Nick: I worked for a large commercial brokerage in business development within the family business, an MGA offering classic car insurance and within the Insurance division of a management consultancy firm. 

My Co-Founder Matt, KASKO’s CTO, worked for Accenture as a Technical Consultant running large projects for various clients. 


Q: What inspired you to start KASKO?

Nick: We wanted to create a workplace with meaningful work, meaningful relationships and fair compensation. The inefficiencies across the entire Insurance value chain, especially around admin and distribution costs (which can amount up to 40% of Insurance premiums) and the changing mindset from Insurance executives to partner with startups offered a unique opportunity to solve a massively relevant problem. This allows us to attract the right people to keep solving it and generating value for fair compensation. 


Q: What are your goals over the next five years? Where do you see yourself and KASKO?

Nick: We plan to be well on our way towards building the first truly global insurance distribution network, connecting insurers, distributors, and consumers in one central platform—redistributing value away from expensive IT vendors to the other stakeholders in the ecosystem (customers, distributors and insurers). 

Images courtesy of KASKO. To learn more, visit the KASKO website.



Stay tuned for more of our UK startup features. Subscribe to our newsletter or follow us on Facebook, LinkedIn, and Twitter for the latest updates. Need software developers for your startup? Learn more about how Cloud Employee workstalk to us, or check out our Developer Pricing Guide.

Work with world leading tech businesses

We connect high-performing software engineer talent in the Philippines with some of the world’s leading and most innovative Tech companies.

Submit CV


Andy Charters
Commercial Director
Struggling to hire developers?

Be up to date!

Sign up for our newsletters and get our latest outsourcing and tech news, and exclusive promotions.


If you’re interested to know more about our employee benefits and perks, you can download the booklet.

Download Now

Submit your CV today

One of our recruitment officers will get in touch with you!

    Our live jobs

    • Senior Front - End Developer - ANGULAR 6+

      Work with a leading UK company that works across multiple verticals within professional services globally, and has a skilled development team of 70 working remotely, operating across multiple continents. This is an outstanding opportunity for interested candidates to join a diverse team of experts, utilising some of the newest leading practises within frontend development.

    • Senior Full-Stack Ruby on Rails Developer

      A UK based award-winning Edutech platform business, working with Health & Social care organisations to ensure front line teams are fully trained and ready to help those in need. The company has seen an explosion of traction since Covid and their vision is to help save people’s lives.

    • Fullstack Wordpress & PHP Developer

      A brand development agency delivering high level growth with a multitude of companies across all levels, from corporates to SME's with globally known brands.

    • Ruby on Rails Developer

      As the sole developer in the team, you'll lead on all aspects and have a leading hand in shaping the future of the platform, working from back to front and playing a crucial part in the design, development and production of quality code. We're a close knit, remote working team and as such, you'll need to be self motivated and goal driven to keep everything moving at pace.

    • Senior PHP / Laravel Developer

      A leading UK company and is rapidly growing and recognised for their innovative service capabilities. With a legacy of many years at the forefront of the technology industry, they operate both nationally and internationally and place a premium on honesty, commitment and teamwork. With a solution strategically designed to support the ever-changing needs of service providers.

    • Wordpress Developer / SEO

      A leading UK digital marketing agency is looking for a highly skilled person to be their Wordpress Developer / SEO webmaster.

    • Senior Fullstack.Net Developer

      The company offers product and service stack presents end-to-end solutions for travel agents, tour operators, loyalty brands, hotels, conference destinations, OTAs and tourism organisations.

    • React JS Developer

      UK Company specialises in CRM memberships and subscription end clients.

    • Senior C++ Developer 14/17

      A UK leading institutional-grade exchange for trading asset-backed tokens (digital securities, security tokens, etc.).

    • React JS Developer

      A leading UK company well established in creating content apps and websites for their clients.

    How many hours do you want the developer to dedicate to working with you?

    What skillsets are you looking to hire?

    When do you need your developer to start ?